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Dynasty FCU
Proposed Federal Credit Union
Community • Ownership • Impact

Building generational wealth— together.

Dynasty FCU (proposed) is community‑driven and advocacy‑forward—focused on small‑business owners, youth advocacy in business and homeownership, and credit readiness. Our immediate priorities are access to capital, homeownership, and business ownership. Long‑term, we’re investing in health, technology, education, and higher education pathways. “Information is free — but you have to PAY attention.”

Important: Dynasty FCU is currently in the organizational phase and is not yet federally insured or offering deposit or lending services. This page is for planning and community interest only.

Early‑Access Interest

Join the community list to receive charter progress, listening‑session invites, and volunteer opportunities.

Submitting this form does not open an account or apply for credit. We’ll only use your info for Dynasty FCU updates.

Our Mission

Empower members—especially entrepreneurs, working families, and youth—to build ownership and stability through transparent banking, fair lending, and modern tools. We advocate for equitable access to capital and pair that with hands‑on education so members can start businesses, purchase homes, and build credit with confidence. We partner with schools, employers, and nonprofits, aligning services to community health, technology, and education outcomes.

Small‑Business Owners Youth Advocacy Credit Readiness Homeownership Access Health & Tech Pathways

Community First

Member‑owned governance and local decision‑making that reflect our community’s priorities.

Transparent & Equitable

Clear pricing and policies designed to expand access—not trap people in fees or high‑cost debt.

Education that Matters

From credit building to homebuying, we provide practical education and coaching for every stage.

Modern Tools

Digital onboarding, budgeting tools, and human support when it counts—access from anywhere.

Our Focus

  • Small‑Business Advocacy: coaching, microloans, and procurement readiness for local owners.
  • Youth in Business & Homeownership: teen/young‑adult tracks for entrepreneurship, credit building, and homebuyer prep.
  • Credit Readiness: personalized credit plans and score‑building tools tied to real lending outcomes.

Goals

Short‑Term (Year 1–2)
  • Expand access to capital for startups and micro‑enterprises
  • Increase homeownership through education & counseling
  • Support business ownership with coaching and mentor networks
Long‑Term (Year 3+)
  • Invest in community health initiatives
  • Build technology pipelines and digital literacy
  • Advance education & higher‑education pathways and scholarships

Proposed Services (post‑charter)

Subject to regulatory approval. Final offerings may change.

Everyday Banking

Checking & Savings

No‑surprise fees, early paycheck access, round‑up savings, youth & teen accounts.

Borrow Confidently

Auto & Personal Loans

Competitive rates, responsible terms, and credit‑builder paths for new borrowers.

Homeownership

Mortgage Access

Education‑first approach with fair‑lending partners and counseling to prepare buyers.

Local Enterprise

Small‑Business & Microloans

Fueling startups and neighborhood employers with capital and mentorship.

Financial Fitness

Coaching & Workshops

Credit repair plans, budgeting, and investor‑readiness training in partnership with local orgs.

For Those Who Served

Veteran‑Focused Services

Tailored support for active duty, veterans, and military families.

Youth Track

Entrepreneurship & Credit Readiness

Teen/young‑adult curriculum, starter savings, credit‑builder products, and mentorship.

Who can join?

Our proposed field of membership will focus on:

  • Residents, workers, students, and worshipers in our target counties
  • Employees of participating partners (employers, schools, nonprofits)
  • Immediate family/household of eligible members

Final membership criteria will be established during the chartering process with regulators.

Partner with Us

Are you an employer, school, faith organization, or nonprofit? Join our ecosystem to expand affordable financial benefits for your people.

Community Investment and Partnerships

Faith and Land Collaborations

We will work with pastors and land owners to explore shared equity housing and community sites in Greenville, Piedmont, Laurens, Savannah, Lawndale, and Charlotte.

School Partners

Support magnet and feeder programs for middle and high school with paths into healthcare and STEM. Students learn credit, business, and ownership skills.

Healthcare and Technology Initiative

Connect youth and adults to digital health careers. Build data and analytics capacity. Improve access and outcomes while creating jobs.

Regional Network

Greenville is home base with partner sites in Savannah Georgia, Lawndale North Carolina, and Charlotte North Carolina.

Our Why

We exist to empower our community through ownership, education, and access. History shows that when people are left out of capital and technology they are left out of opportunity. Dynasty FCU brings finance, health, and education together so families can build stability and wealth.

Path to CDFI Certification

  1. Complete credit union charter steps and define the target market
  2. Offer products and education that serve the target market
  3. Track outcomes and community impact
  4. Apply to the U S Treasury for certification
  5. Use funding and technical help to grow impact

Roadmap to Charter

Phase 1

Community Validation

Interest list, surveys, listening sessions, and sponsor/partner commitments.

Phase 2

Business Plan & Policies

Pro forma financials, risk management, technology stack, and compliance program.

Phase 3

Regulatory Submission

File charter and insurance applications; respond to regulator feedback.

Phase 4

Launch Preparation

Hire & train, finalize vendors, soft‑launch digital, and open our first branch.

Frequently Asked Questions

Is Dynasty FCU open for accounts?

Not yet. We’re in the organizational phase. This site gathers community interest and partners. No accounts or loans are currently being offered.

Are deposits insured?

Insurance (e.g., NCUA) applies only after charter/insurance approval. Until then, please do not send funds.

How can I help?

Join the interest list, share feedback, volunteer skills, or introduce potential employer/organization partners.

Will there be branches?

We aim for a digital‑first model with community access points and select branch/partner locations.

Join the Interest List

We’ll email you as milestones are reached and invite you to listening sessions. If you represent an organization and want to partner, note it below.

Email Us

We’ll confirm receipt and follow up with updates and listening‑session invites. Your information will only be used for Dynasty FCU communications.